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Money is any object or record, that is generally accepted as payment for goods and services and repayment of debts in a given country or socio-economic context. The main functions of money are distinguished as: a medium of exchange; a unit of account; a store of value; and, occasionally, a standard of deferred payment. Any kind of easily verifiable record serves these functions as well as an object (an object that is taken as money actually serves as just a type of secure record), and digital money that exists only as secure records in computerized files, is now the most common form of money.